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The 7 Deadly Retirement Sins

33 Retirees, 7 Lessons, 1 Life Changing Journey

Samantha, a struggling, young, freelance writer, receives a cryptic call from her mother stating that her favorite aunt is not well. Concerned, she visits Aunt Cindy to find that, although the 84-year-old is in good health, she has had little success in the management of her finances. Now, her resources exhausted, Aunt Cindy is on the verge of losing the house that has been the setting of so many of their family’s fondest memories.

Desperate for answers, Sam put her investigative reporter’s skills to work on a quest that takes her across America to meet, face-to-face with retirees and learn how financial errors have negatively impacted their lives.

Sam soon realizes there are not nearly as many mistakes as she had imagined. In fact, there are only seven. Her trip is a leap of faith that brings her to the brink of ruin — both financially and emotionally. Then again, it may just be the story of a lifetime.

Ryan Zacharczyk, CFP®, MBA

Ryan Zacharczyk is a financial planner, author, and speaker whose mission is to enrich people’s lives. He is the founder and president of Zynergy Retirement Planning, LLC, a financial planning firm specializing in working with those near or in retirement. Ryan is also the personal finance writer for both Dummies.com and Currents magazine. In addition, he is a frequent speaker on retirement topics for senior and retirement groups. Recently, Ryan received the Five Star Money Management Award from New Jersey Monthly magazine, which places him in the top 2% of advisors in the state.

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