Below is a collection of “Retirement Planning for Dummies” articles written by Ryan Zacharczyk, CFP®, MBA for Dummies.
- The Pros and Cons of a Reverse Mortgage – Misconceptions about reverse mortgages may cause homeowners to avoid consideration of these complex loans.
- What to Expect with the Mortgage Refinance Process – If a refinance of your mortgage seems like the right decision for you, it is important to know the steps of the process.
- Real Estate Investing in a Down Market – Here are a few tips to keep in mind when purchasing real estate in a down market.
- How to Manage your Holiday Financial Hangover – Managing your holiday financial hangover is not as hard as you think.
- How to Survive a Surprise Early Retirement – Being thrown into retirement when you are unprepared can create undue stress and anxiety. Here are a few tips for surviving early retirement.
- How to Set Financial Goals with Your Spouse – Setting financial goals and planning for their accomplishments will go a long way to solving your money disputes.
- How to Save Money on Your Banking Fees – Although the fees you pay to your bank may never go away entirely, a little knowledge and some proper planning can help you to reduce your fees dramatically.
- How to Protect Restricted Stock from Falling Prices or Poor Management – There is a strategy that can protect your restricted company stock from the ravages of the stock market, or worse, management incompetence.
- How to Live off Your 401k without Going Broke – Here is a common sense approach that will protect your portfolio even during the worst of market environments.
- How to Diversify Investments during Retirement – A concept called “pools of money” can provide retirees with the level of income they expect without having to be concerned about market volatility.
- Four Financial Planning Steps for Women – If in the past you’ve taken a backseat to your husband in terms of your family’s finances, it’s time to get in the driver’s seat.
- Investing during an Economic Recovery: 5 Things to Remember – Follow these five steps to make the most of an economic turnaround when you invest.
- Helping Elderly Parents with Their Finances – These five steps can make it easier for you to help your parents manage their money.
- Impact Your Investment Return with 3 Simple Strategies – Here are a few simple strategies to juice up your investment performance while you wait for the market to recover.
- How to Invest Cash Wisely for the Short-Term – Whether you’re setting money aside in an emergency account, saving for a large purchase in the near future, or investing as part of your asset allocation, you can ensure your cash is providing you with all it should by following these guidelines.
- 8 Financial Steps to Take before Retirement – If you want to start getting your finances in order on your own, here are 8 steps to prepare for retirement.
- What Is Medicare Part A? – Medicare Part A is the hospital insurance portion of Medicare.
- What Is Medicare Part B? – Medicare Part B is the supplemental program to Part A.
- What Is Medicare Part D Prescription Drug Program? – Part D allows seniors to have some form of insurance coverage that will enable them to get their prescription drugs at an affordable rate.
- How Medicare Works as Government Health Insurance – All those who are eligible for Medicare or will become eligible shortly should know what is provided and how the system works.
- 7 Steps to Financial Freedom – To get on track financially, follow these 7 simple steps for getting out of debt, saving for your future, and living the life you’ve always imagined.
- What to Expect with the Mortgage Refinance Process – If a refinance of your mortgage seems like the right decision for you, it is important to know the steps of the process.
- How to Invest if you are in your 20′s – Investing a portion of your income while in your 20s can reap tremendous benefits when you are older, if you plan properly.
- 8 Ways to Save Money Now and Every Year After – Need to save money on your expenses every year without affecting your lifestyle? Here are eight simple things that could save you thousands of dollars.
- How to Benefit from the New 2010 IRA Conversion Rules – If you have funds in an individual retirement account, the federal government has afforded you a unique opportunity in 2010 to convert those funds to a Roth IRA.
- How to Invest Cash Wisely for the Short-Term – Whether you’re setting money aside in an emergency account, saving for a large purchase in the near future, or investing as part of your asset allocation, you can ensure your cash is providing you with all it should by following these guidelines.
- 4 Steps to Prepare for the Next Bear Market – A bear market (a term to describe a period when the stock market is off 20% or more from its highs) is an inevitable part of investing.
- Investing during an Economic Recovery: 5 Things to Remember – How can you take advantage of personal investing opportunities when economic recovery arrives? Follow these five steps to make the most of an economic turnaround when you invest.
- 6 Steps toward Retirement Savings for the Late Starter – It’s never too late to start saving for retirement. If you feel like you’re getting a late start and need to catch up on your retirement savings, here are six things to remember.
- How to Avoid Becoming a Personal Investing Victim – Here are a few red flags that will help you avoid becoming a victim of investment fraud.
- How to Take a Vacation on a Budget – It is not difficult to save a bundle on your next trip by following these simple steps.
