When the Honeymoon is over… again: How to Transition into Retirement with your Spouse Shortly following my wedding, I attended a networking event where I saw several friends and colleagues for the first time since my recent nuptials. After being the subject of many well wishes and platitudes, a well-respected business woman, about 20 years […]
Celebrating (Financial) Independence
As Americans, we certainly value independence. Never is that more obvious than when we approach the 4th of July and celebrate the independence of our country. At the signing of the Declaration of Independence, John Adams wrote that it “will be celebrated, by succeeding Generations, as the great anniversary Festival” and that the celebration should […]
Retirement FAQ: The Cost of Investing
Q. I keep hearing that I should be keeping my investment costs low, but as far as I can tell, I don’t have any investment costs… How do I know if, and what, I’m being charged? A. You are not alone. Frequently, we meet with people who do not realize there are underlying costs to […]
Retirement 101 Series – Lesson Two: Investing in Your 401K
Adam sank into the couch and sighed contentedly. His first day of work was on the books, and it was a good day at that. He glanced over at the packet of enrollment information that he needed to go through to elect his health coverage, 401K, and various other benefits. Remembering his grandmother’s advice on […]
The Power of Diversifying Your Investments
(Due to the complicated nature of this topic, the language used in this blog post will be more advanced than in our typical blog post) Let’s assume for a minute that you were just out of college and took a job working for your eccentric uncle Jim. Although your uncle thinks a little differently than […]
Retirement 101 Series – Lesson One: Contributing to Your 401K
After four years of working (and playing) hard, Adam graduated from Rutgers University with honors. In addition to his shiny new diploma, he also had a great job lined up and the future certainly seemed bright. His grandmother Margaret, whom also shared his alma mater, was especially proud. They were always close, and on his […]
Retirement FAQ – What To Do After Taxes Are Filed
Q: It seems every year that I am scrambling to gather all my information and get my taxes filed. How do I get ahead of the game to make the process easier next year? A: You are not alone. Tax time can be very stressful, and many people find that despite their best intentions, they […]
Some of the Best Advice You’ll Never Hear
Buy High, Sell Low Your investments have not been performing so well. Despite the lackluster performance, your financial advisor continues to purchase additional shares with any free cash. Meanwhile, everyone is talking about how great Amazon stock is performing and you can’t help but wonder what is wrong with your advisor. You could not be […]
The Jackpot Could Be Yours
The Jackpot Could Be Yours… And that’s not just the Luck of the Irish It’s March, and while that might bring to mind thoughts of snow and cold weather, it also brings a lot of celebrations around luck. Around here, you could attend a St. Patrick’s Day parade every weekend day for four weeks; celebrating […]
Debt Dissolver: Getting Out of Credit Card Debt
One of the biggest challenges in personal finance is managing credit card debt. Credit card debt levels in the United States are staggering and with high interest rates and multiple cards, the prospect of getting out of debt can seem overwhelming and even insurmountable. If you can afford little more than the minimum payments, the […]
