The Jackpot Could Be Yours… And that’s not just the Luck of the Irish It’s March, and while that might bring to mind thoughts of snow and cold weather, it also brings a lot of celebrations around luck. Around here, you could attend a St. Patrick’s Day parade every weekend day for four weeks; celebrating […]
Debt Dissolver: Getting Out of Credit Card Debt
One of the biggest challenges in personal finance is managing credit card debt. Credit card debt levels in the United States are staggering and with high interest rates and multiple cards, the prospect of getting out of debt can seem overwhelming and even insurmountable. If you can afford little more than the minimum payments, the […]
Presidents and Founding Fathers on Money
In honor of Presidents’ weekend, we took a look at the Presidents and Founding Fathers whose faces grace our currency, to see what we can learn from them about money. Interestingly enough, in the case of many of them and despite the fact that they are all respected leaders, the lessons on personal finance to […]
Valentine’s On a Budget
Valentine’s Day on a Budget Valentine’s Day is fast approaching but celebrating with your main squeeze doesn’t have to cause a financial squeeze. Like so many things, Valentine’s Day has become a bit commercial and may put pressure on you to create a “Wow” experience for your partner. Adding to that, you often have to […]
Tax Time 411 – 2019 Tax Deadline Guide
They say that the only certainties in life are death and taxes. It is our hope that both will be rather uneventful, quick and painless. Considering we are not doctors, but financial planners, let’s keep our focus where our strength lies and delve into some tips to help you get through the tax season. Get […]
Getting Your Financial House in Order
‘Tis the season for making resolutions, and some of the most common New Year’s resolutions are getting organized, budgeting and saving more. Although most make these commitments with the best of intentions, the truth is fewer than 40% of resolutions will be kept for even the next six months. If you have resolved to improve […]
Roth IRA Conversion: What Is It and When Should I Consider It?
A Roth IRA conversion is essentially the transferring of money from a Traditional IRA to a Roth IRA. Since this blog topic is a bit more complicated than usual, we will start with some basics. A traditional IRA is what most of us think about when we put away money for our retirement. Like a […]
How Do I Supplement My Income in Retirement?
Retirement Q&A Topic: How Will I Supplement My Income in Retirement? I’m afraid I’ll never be able to retire. My expenses in retirement will be much higher than my Social Security benefit. How do I bridge the gap without working? This is a frequent worry for people as they prepare for retirement. It is, however, […]
Financial Planning vs Money Management
“Why do I need a financial planner rather than a financial advisor or wealth manager?” Imagine you decide to take an expensive European vacation and are confident you will have enough money to make your dream a reality if you save diligently for the next few years. You meet with a banking professional and find […]
How Can I Track My Expenses?
Tracking spending is extremely important for good financial planning and historically was one of the most difficult challenges we as planners faced, even as recently as only a few years ago. For those who didn’t want to keep receipts and add them into an Excel spreadsheet or put cash into various envelopes for monthly spending, […]
