Ryan Zacharczyk, Senior Planner and President of Zynergy Retirement Planning, recently sat down with News 12 New Jersey to discuss the cost of higher education and how families can prepare for college savings.

“We prioritize things like an emergency reserve,” Ryan said. “Second priority is retirement planning because at the end of the day you can borrow for college, but you can’t borrow for retirement. So, somebody trying to save for two middle class individuals with average incomes in the state of New Jersey is gonna struggle to get to that third priority and saving for education.”

Read the interview and watch the full video at News 12 New Jersey: President Biden’s plan to address student loan debt: A financial expert weighs in.